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Flathead Finance Program

Down Payment/Subsidized Mortgage/Closing Cost Assistance

The other main component of the FFP is financial assistance. Down-payment assistance, closing cost assistance, and subsidized mortgage are provided on a case-by-case basis to first-time homebuyers that are low- and moderate-income, are deemed credit-worthy, and who would otherwise be unable to obtain a mortgage. Clients are required to complete the Homebuyer Education course in […]

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Homebuyers Class

Go to the eHomeamerica.org link. Select Register. Enter in State and County. Select Homebuyer Education Course – get started. Select Counseling Agency – Salish Kootenai Housing Authority – get started. Enter your account information – check grant permission, authorize, Terms of Use and Privacy Policy, and I’m not a robot boxes – Create Account. Online class starts and you are able to work at your own pace. There is a fee. If you have a financial hardship please contact Louise Mitchell for help. She can be reached at (406) 675-4491 Ext. 1517.

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Credit Counseling

The Flathead Finance Program (FFP) provides one-on-one counseling with clients that would assist in making them mortgage-ready if the need for this service is there.  The purpose of credit counseling is to increase homeownership rates by improving credit, increasing financial literacy, and decreasing the threat of foreclosure for FFP eligible families.  Credit counseling consists of […]

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Post Purchase Class

The Flathead Finance Program also provides post-purchase education that will assist new homeowners in meeting their new responsibilities and give them tools to successfully keep their homes. A four-hour Post-Purchase course focuses on foreclosure prevention and home maintenance.

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